Resources

Companies that Help Employees Pay for College

Figuring out how to pay for college is one of life’s toughest challenges. Student loans are almost always an option. Average student loan debt reached $37,172 in 2017. College degrees do pay off, statistically offering you higher lifetime wages to balance out the debt. The burden of carrying those loan payments throughout your adult life can be difficult to...

3 Smart Moves to Improve Your Credit Score

At times it can feel like your credit score rules your life. Everyone knows you need a decent score to get a credit card, or take out a car loan, or buy a house. Beyond those obvious financial ventures when a credit check is required, your credit score can be used to determine your access to many other things...

What is Debt Consolidation?

If you feel like you’re in a lot of debt, you’re not alone. On average, Americans owe $6,354 in credit card debt alone. Considering the median household income is $56,516, that amount of debt could represent over 10% of annual income. Beyond credit card debt, many Americans carry other types of loan debt as well. One major source debt is...

Give Your Credit Score a Glow-Up

One of the first things people start to tell you when you become an adult is that you should keep an eye on your credit score. The sad thing is that most of us don’t pay much attention to our credit scores until we realize there’s a problem. Solving credit score problems can be really difficult because a credit...

5 Debt Help Apps You Need Now

Finding an American adult with no personal debt is practically like finding a unicorn. More and more people are caught in a cycle of borrowing just to keep their heads above water. In fact, the average debt of Americans has hit $38,000—and that’s not including mortgage deb! Whether your financial worries come from student loans, medical debt, or credit cards,...

The Sneaky Objects Sabotaging Your Sleep

The Sneaky Objects Sabotaging Your Sleep
Do you have a hard time falling asleep or find yourself getting up multiple times each night? Lack of sleep can affect school and work, which can trigger numerous health issues. But what’s really causing that lack of Zs? Learn about some seriously sneaky objects that may be sabotaging your nightly rest. Blue Light Most people need between 7 and 9...

How Legit Is “Color Therapy” and How Can You Use It?

How Legit Is "Color Therapy" and How Can You Use It?
The benefits of color therapy are being touted everywhere these days. While using colors as a way of helping yourself feel your best is nothing new, perhaps you’re wondering if there’s really anything more to it. Look more closely at color therapy and how you can use it to your advantage. Understanding Color Therapy Color therapy has New Age beginnings, although...

Get Paid to Find Friends Work with Job Spotter

Get Paid to Find Friends Work with Job Spotter
Seeing a friend struggle with finances because of a job loss can be devastating. You want to help, but how? One way is to help them find a job as quickly as possible, and you can do just that with the Job Spotter app. Job Spotter lets you take pictures of help-wanted ads, all while earning a few extra...

50 Things You Own That Can Weigh You Down

50 Things You Own That Can Weigh You Down
There will very likely be a point in your life where you feel as though you need to have certain things. You might be obsessed with CDs, certain clothing items, books, or any of a myriad of other things that pile up quickly and junk up your house. But do you really need all of these things as you...

Ditch These 4 Confidence-Wrecking Ideas ASAP!

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You don’t want to feel like you’re down and out all the time, but maybe it seems that’s how it’s meant to be. That’s not the truth about anyone – including you. To pick yourself back up and get your mindset back on track, you need to believe in yourself. Start by eliminating these four super-problematic self-talk feedback loops. Quick...